Liqueous logo
banner-lefticonbanner-rightIcon

Privacy Policy

Last updated: April 19, 2023

This Privacy Policy describes Our policies and procedures on the collection, use and disclosure of Your information when You use the Service and tells You about Your privacy rights and how the law protects You. We use Your Personal data to provide and improve the Service. By using the Service, You agree to the collection and use of information in accordance with this Privacy Policy.

Who we are

Our website address is: https://liqueous.com.

Comments

When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection. An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here: https://automattic.com/privacy/. After approval of your comment, your profile picture is visible to the public in the context of your comment.

Media

If you upload images to the website, you should avoid uploading images with embedded location data (EXIF GPS) included. Visitors to the website can download and extract any location data from images on the website.

Cookies

If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year. If you visit our login page, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser. When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me”, your login will persist for two weeks. If you log out of your account, the login cookies will be removed. If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited. It expires after 1 day.

Embedded content from other websites

Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website. These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.

Who we share your data with

If you request a password reset, your IP address will be included in the reset email.

How long we retain your data

If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue. For users that register on our website (if any), we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.

What rights you have over your data

If you have an account on this site, or have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.

Where your data is sent

Visitor comments may be checked through an automated spam detection service.

Disclaimer

Accredited, Sophisticated, and Institutional Investor Representation:

By proceeding to access the information on this website, you represent and warrant that you are an "Accredited Investor," a "Sophisticated Investor," or a "Qualified Institutional Buyer," as defined under the U.S. Securities Exchange Act of 1934, or that you meet the equivalent criteria under the applicable securities laws of your jurisdiction. You acknowledge that you are aware of the legal and regulatory responsibilities in your country of residence in relation to your status as an investor, and you affirm that you will not access or use the information on this website contrary to these laws and regulations.

General Risk Disclosure:

Please be advised that investing in securities carries inherent risks, including but not limited to market volatility, potential loss of principal, and the speculative nature of investment. Past performance is not indicative of future results. We strongly recommend consulting with a qualified financial advisor before making any investment decisions.

Non-Broker Dealer Statement:

Liqueous operates as a hedge fund and is not registered as a broker-dealer with any regulatory authority. We do not engage in the business of effecting transactions in securities for the account of others. Our services are intended for informational and operational efficiency purposes only.

No Investment Advice:

The content and information provided on this website are for informational purposes only. They should not be construed as investment advice, a recommendation, or an offer or solicitation to buy or sell any securities. We recommend consulting with a qualified financial advisor before making any investment decisions.

Regulatory Compliance:

Liqueous operates in compliance with applicable federal and state laws and regulations. However, it is important to note that we are not registered with the U.S. Securities and Exchange Commission (SEC) or any state securities regulatory authority. Our operations are conducted in a manner consistent with existing legal frameworks.

Institutional & Sophisticated Transactions:

Utilizing securities as collateral for complex liquidity options like equity repos involves special risks, is not suitable for all investors, and may not align with your specific needs. All liquidity options are subject to credit approval, margin requirements, and other associated risks; breakage fees may apply. For a comprehensive discussion of the risks involved in using securities as collateral for equity repos, please review the Loan Disclosure Statement included in your application or account opening package.

Financial Incentives:

Liqueous and its Financial Advisors have a financial incentive to recommend the use of complex liquidity options like equity repos over the sale of securities to meet your liquidity needs. This is because we receive compensation related to the liquidity option as well as the investments used to secure it. We benefit if you opt for an equity repo to meet liquidity needs rather than selling securities or other investments, and thus have a financial incentive to recommend products or manage an account to maximize the amount of the liquidity option.

Legal and Tax Advice:

Liqueous, its employees, and affiliates do not provide legal or tax advice. We strongly recommend contacting your personal tax and/or legal advisors to understand the specific legal and tax implications of utilizing securities as collateral for complex liquidity options like equity repos.

Software Purpose:

The automated underwriting system (“Liqueous IQ” “LIQ”) and custom CRM provided by Liqueous are tools designed to enhance operational efficiency in the underwriting and servicing process. These tools are not intended to be, nor should they be construed as, an offer to buy or sell securities or as a recommendation for any investment strategy.

Data Accuracy:

While we make every effort to ensure the accuracy and completeness of the information provided on this website, Liqueous does not guarantee its accuracy or completeness. We disclaim any liability for any inaccuracies or omissions and for any actions taken in reliance on the information provided.

Third-Party Links:

This website may contain links to third-party websites for informational purposes. Liqueous is not responsible for the content, accuracy, or opinions expressed on such websites and does not endorse or verify the information contained therein.

Limitation of Liability:

Liqueous shall not be liable for any direct, indirect, incidental, special, or consequential damages, including but not limited to loss of profits, revenue, or data, arising out of or in connection with the use, inability to use, or reliance on any information or tools provided on this website.

Video Disclosures:

The content presented in our videos is intended solely for educational and informational purposes. It does not constitute financial, investment, or any other form of advice. We recommend consulting with a qualified financial advisor before making any investment decisions

Terms and Conditions and Privacy Policy:

By using this website, you agree to comply with our Terms and Conditions and Privacy Policy. These documents outline the terms under which our services are provided and how we handle and protect user data. Please review these documents carefully.